What is FreedomPath?
The best way that I can describe it is this,
FreedomPath is an all in one, do-it-yourself suite of financial tools to help
you with your credit restoration.
"We're
definitely gonna change a lot of lives with this product, and we're gonna do it
with the FreedomPath membership." ~ Sean Lee
So, as you know, at a time like this, when we're on the verge
of recession, there's a lot of economic uncertainty, stock market tanking,
there's inflation, high gas prices; it's really imperative that all of us
utilize all the necessary tools that are available to us to ensure that our
finances are in tip top shape as they should be. So, our entire team, over the
last year, we've worked really tirelessly and created a suite of financial
services and products that's going to empower you to completely reimagine your
finances by improving your credit score, lowering your expenses, eliminating
debt, saving money, building wealth, and much, much more.
How exactly does it work? When you join FreedomPath as a
member, you're given a road map with all the tools that you would need to
develop, build and maintain your financial wellness. This essentially is an all
in one suite of tools of financial wellness products. The best part is that it
has one single sign on, meaning that you can access all of these products by
logging into your membership portal at FreedomPath, and we operate on a
Microsoft Azure server with tons of security features built in.
The membership, essentially, on a high level, has dozens of
products and services broken down into three different categories or path. These
paths are score path, wealth path, and life path. Once the Member has completed
100% of all the three paths, they can rest assured that they'll be much more
educated and much more aware of where they are financially and how to get to
their goals to have a brighter financial future.
SCORE PATH
So, starting with score path, it’s all about credit. There's
credit monitoring, credit building, credit education. It's gonna come with a
proprietary do-it-yourself credit restoration software where you can actually
create dispute letters, challenge negative items such as inquiries, collection
accounts, late payments. Things like that, that you might find on your credit
report, you can actually create dispute letters to challenge those negative
items to get them removed. Also it's gonna come with three bureau credit
monitoring and identity theft protection. It's also gonna have some credit
building tools, including rent reporting to actually help you, if you're
currently leasing or renting. You can actually report your on time rent
payments to the credit bureaus to establish and build credit history. Last but
not least, the credit education component. We're gonna have live, interactive
courses like podcasts and webinars. Essentially it's going to educate each
member on the importance of, not only how to understand your credit, but how to
improve it and maintain it for the future, because credit is the foundation that
leads you to all the other roads that you want go.
Wealth Path
Wealth path is all
about managing money. There's bill management, debt management and budget
management.
It also includes a very easy to use bill negotiation tool that
will help you lower bills and it has a 90% success rate on helping you save
money. On average, it can help save over 25% in 2 minutes. It does have a $45
per bill negotiated cost. However, if the bill negotiation isn't successful,
you get that $45 back. So, the bill negotiation tool is very cool because you
can save money on regular bills that you're paying like AT&T wireless,
cable bills, and other types of household bills. The debt monitoring tool will
help you track how much debt you have across all open accounts and show you the
open balances and payments, help you calculate your debt income ratio, and give
you a plan on how to become debt free in the future. There's also gonna be a
life insurance component which would give you quotes on both term and life
insurance at highly discounted rates to help members like yourself secure their
financial future for future generations. Also, it does have a bill budgeting tool
where it allows you to connect all of your various accounts from different
banking sources so you can see how you're spending your money across all of
your accounts collectively.
LIFE PATH
So life path is all about saving money, planning and personal
growth. So, first it's gonna have a library of educational content. It's also
going to have some financial calculators that you can use to calculate things
such as debt. It's just gonna help you calculate your mortgage if you're looking
at getting refinanced or starting a business. There's gonna be hundreds of
financial calculators that you can use to plan things more effectively. There’s
also a tax prep tool that's built in where members can link accounts from multiple
sources, and it'll help them track their expenses for tax planning. And it’s
also packed with hundreds, if not thousands of local coupons and savings like hotel,
travel, and event discounts. All you need to do is put in your zip code, type
in what service that you're looking for, and it's gonna have hundreds of
various coupons that you could claim to save even more money.
Essentially, FreedomPath is an all in one suite of financial wellness
products, with a one single sign on portal, that can help you regain control of
your credit, budget your finances and plan for the future.